Group contributions, made simple

Contribution without wahala.

One link. One account number. Everybody chips in, leaves a message, a voice note or a video, and the celebrant gets the money and the love in one place.

  • Free to start
  • Pay by transfer or card
  • Payments secured byFlutterwave
A couple in matching purple aso-oke at their traditional weddingFriends playfully smearing cake on a birthday celebrantE CHOKE!
₦1,240,000Tolu & Femi’s wedding · 86 guests
E CHOKE!ODOGWUCONGRATS O!GOD DON DO AMWE MOVEHAPPY BIRTHDAY TO MY PERSONUNA GO LAST ONA YOU BIKOE CHOKE!ODOGWUCONGRATS O!GOD DON DO AMWE MOVEHAPPY BIRTHDAY TO MY PERSONUNA GO LAST ONA YOU BIKO
  • A woman in a gele and a feather wrap
    Aso-ebi₦45,000 each, who has paid
  • A boy in a blue kaftan and sunglasses with his birthday cake and a gold balloon
    BirthdayAny amount, every message
  • A newborn in a blue bow holding both parents’ fingers
    Naming ceremonyWelcome the little one
  • A couple in gold traditional attire
    Traditional weddingA wishlist for the new home
  • A joyful graduate in a cap and gown holding up both hands
    ConvocationYou don graduate!
  • An ankara-print bauble hanging on a Christmas tree
    ChristmasOne gift from the whole family
  • A woman in a green gele and a white boubou
    SallahOne family gift
  • A family of four smiling together on their sofa at home
    New homeFridge, cooker, curtains: chip in
  • A couple in matching purple aso-oke
    IntroductionThe whole family chips in
  • A father-to-be kissing his partner’s baby bump
    Baby showerCot, stroller, diapers: sorted
  • A bride in a lace gown holding red roses
    White weddingMessages, voice notes, the gift
  • Friends smearing cake on a birthday celebrant
    OwambeSpray them on the big screen
  • A couple in black traditional attire walking together
    ThanksgivingFamily and friends, one pot
  • A smiling man in a fila cap
    Office send-offThank you for everything

How it works

  1. 1

    Start a pot

    Pick the occasion, add a photo and a title, choose how people give and when it closes. Free, in under a minute.

  2. 2

    Share one link and one account number

    Every pot gets its own account number. Post it on WhatsApp, print it on the invitation, show the QR code. People pay by transfer or card, with no app.

  3. 3

    Celebrate

    The celebrant opens a card that turns page by page: every message, voice note and video. Then the money goes to their bank, or on airtime and gift cards.

One pot, your rules

Choose how people give.

Any amount

Birthdays, send-offs, a hospital bill: people give what they can.

The same amount each

A group trip or a party: everyone pays the set amount.

A member list

Aso-ebi, dues and levies: you list who owes what and see who has paid.

Messages only

A free group card with no money at all, for when words are the gift.

For aso-ebi, dues and levies

Everybody don pay?

Add the members and what each person owes. Ayopot shows who has paid and who hasn't, matches bank transfers to names, and sends a friendly WhatsApp reminder with the account number in one tap. No more "abeg send screenshot".

Aso-ebi for Tolu's wedding · ₦45,000 each
32 of 40 paid₦1,440,000 in · 8 to go
  • FO
    Funmi O.Not yet · reminded Monday
    Remind
  • HA
    Halima A.Paid ₦20,000 of ₦45,000
    Remind
  • AK
    Adebayo K.Paid ₦45,000
    Paid
  • TA
    Tunde A.Not yet
    Remind
The card they'll keep

Messages that sound like the party.

Guests add words and emojis, stickers, GIFs, photos, a video or a voice note, like on WhatsApp. When the pot closes, the celebrant opens a card that turns page by page, plays every recording, and ends with the gift. Message-only cards are free.

Tolu and Femi in gold traditional attire
A card from 86 guestsHappy married life, Tolu & Femi.112 messages · 14 voice notes · 6 videos
Voice note · 0:42Mummy Tolu
CONGRATS O!
Ayo means joy

100% Joy Guarantee.

A pot is more than money. The jokes, the prayers, the voice notes from Mummy: that's the gift they'll replay for years. And there's no limit on guests, so everybody can join in.

ODOGWU

Stickers and GIFs

Nigerian stickers and GIFs to make them laugh out loud.

Photos and videos

Snap a photo or record a video right from your phone.

Voice notes

Hold to record, like WhatsApp. Say it the way only you can.

Congrats, my sister!

Style your message

Pick a font and a colour that sounds like you.

Help me write it

Help me write it

Lost for words? Get a warm message to start from, even in Pidgin.

Free e-cards

A card for every occasion.

From birthdays to baby showers, weddings to Christmas. Unlimited messages, unlimited pages, free, with or without money.

Wishlists

Chip in towards the things they want.

For weddings, a new home, a new baby or a trip: list what they need with a price for each. Guests pick an item and chip in together, or one person gives it whole. Everyone sees what's funded, never who gave what.

Kemi & Dayo’s wishlist · New home
Honeymoon in Zanzibar₦610,000 of ₦900,000 · 23 people
Chip in
Fridge₦650,000 · fully funded
Funded
Gas cooker₦280,000 · one person gives it
Give it
When the pot closes

Their money, their choice.

The celebrant chooses where the money goes, or mixes them.

To their bank

Withdraw to the celebrant’s own verified bank account.

Airtime, data and bills

Top up a phone, buy data, or pay a DStv or electricity bill straight from the pot.

Gift cards

From trusted brands, delivered inside the app.

Split between people

One pot for the teacher and the class helpers, or the couple and both families.

Celebrating the life ofMama Adaeze Okafor1948 to 2026 · EnuguOrganised with love by her children, Chika and Obi
112 friends and family stand with themFor the burial and the family
“She fed half of our street and never asked for anything back. Rest well, Mama.”
Kemi, Ikeja
Voice note · 1:12Class of 1994, St. Mary's
An elderly woman in a headwrap and an embroidered top, in black and white
“Mama, always in her Sunday best.”A memory, shared by Ngozi
For the hardest days too

Celebrate a life, together.

When someone dear goes, everyone wants to help. Ayopot gathers the family's support, the prayers and the memories in one gentle place, so nobody has to chase a list or share an account number in a group chat.

  • A tribute wallWords, prayers and memories from everyone who loved them, in one calm place.
  • Voices and photosVoice notes and old photos the family can keep and play again.
  • Support that reaches themMoney goes only to the family’s verified account, with no stickers or noise.
Start a tribute pot
At the party

Spray them. The legal way.

Put the pot on the big screen at the reception. Guests scan the QR code, send something with a message, and their names appear as the notes fly. The couple choose whether amounts show.

SPRAY THEM!
Uncle Kunle just sprayed“Odogwu! Take am easy on the dance floor.”
The Okafor family sprayed“Una go last o! Congratulations.”
Ngozi sent a voice notePlaying on the big screen next
Live at Tolu & Femi’s reception
Pricing

Free to start. No surprises.

You only pay when money moves, and you always see the fee first.

Making a pot
Free
E-cards and messages, voice notes and videos
Free
Each contribution
A small fee, shown before anyone pays. Guests can choose to cover it, so the celebrant gets every naira.
Withdrawing to a bank
Any cost is shown before you withdraw.

Your money is safe.

Held by a licensed partner

Every pot is its own wallet, held by a CBN-licensed payment partner. We never hold your money.

Only to a verified account

Money leaves only for the organiser or celebrant whose bank account and identity we have checked.

The fee before you pay

Any fee is shown before anyone pays, and guests can choose to cover it.

Reported, not ignored

Every pot has a Report button, and pots for medical bills, memorials and charity get extra checks.

Questions

Is Ayopot free?

Making a pot and sending an e-card is free. When people chip in money, a small fee applies, shown to them before they pay; they can choose to cover it so the celebrant gets the full amount.

Do my guests need the app or an account?

No. Guests pay by bank transfer to the pot’s account number or by card, from any phone, with no account.

Can I collect messages without money?

Yes. A message-only pot is a free group card: messages, stickers, photos, videos and voice notes.

Can I keep it a surprise?

Yes. The celebrant isn’t told until the time you choose, then they get the card by WhatsApp, email or SMS.

Who can see how much I gave?

Only the organiser. Other guests see your name and message, never your amount, unless the organiser chooses to show totals.

How does the money get out?

The organiser or celebrant verifies their bank account once, then withdraws. They can also spend the pot on airtime, data, bills or gift cards.

Is my money safe?

Every pot is its own wallet held by a CBN-licensed payment partner, and money only goes to a verified account. We never hold it ourselves.

NO WAHALA!

Start your first Ayopot.

Free to make and ready to share in a minute. Your people chip in from any phone, by transfer or card, with no app.

  • Free to start
  • No app needed for guests
  • Payments secured by Flutterwave